FEWER AND FEWER Dutch People have student debt. However, the sebements that do existed so far this year, Accordance to Figures from CBS. Accordance to the Statistics Office, these debts will Continue to Rise in the Coming Years.
About 1.6 Million People Currently Have Student Debt. Of these, 1.1 Million are former students who still have to repay a debt from their student days.
New Students Are Requesting Feer Loans. “Due to the Basic Grant, which was Reintroduced in 2023, They Feel Less of a Need to Borrow Extra,” Says Peter Hein van Mulligen, Chief Economist at CBS, to Nu.nl.
The Basic Grant is an Allowance That is Converted Into A Gift If You Graduate On Time. Between 2015 and 2023, The Loan System Applied, where you also had to borrow that part of the student finance.
Young people who are now studying also have student debt less of due to this reinroduction. In 2025, that will be 460,000 students. That is 150,000 FEWER THAN in 2023.
In Addition to the Returned Basic Grant, This is partly because the students who started this year have simply had less time to build up a debt, from Mulligen Emphasizes.
At the Same Time, The Average Amount of Student Debt is Increasing Every Year. Since the Introduction of the Loan System in 2015, The Average Student Debt HAS Increased by 5,800 euros to 18,200 euros in 2025.
About Half or All Student Debt Involve an Amount or 10,000 euros or Less. But High Betters are also Common. Almost 150,000 people have a student debt or half a ton or more. More than 3000 people even have to repay a ton or more in student debt.
The CBS Expects That The Decrease in the Number of Student Debts Will Continue in the Coming Years Due to the Basic Grant. In Addition, The Average Student Debt Will Probably also continuous to increase, Accordination to the Statistics Office.
“Some Students from that loan system have not yet finished studying. They have to pay interest on the amount they have borruped,” Says van Mulligen. “If they do not repay, interest is Levied on interest. This mean that the interest is calculated on the total debt, including previously accused interest.”