The Premium for the Mandatory Occupational Disability Insurance Will Soon Cost Self-Employed Individuals A maximum of 171 euros per month. This was reported by outgoing minister Mariëlle Paul (social affairs), who sent a bill to this effect to the Council of State on Friday.
In The Plans, The Premium, Set at 5.4 percent of the profit of the small self-emplyed person, with a maximum of 171 euros per month. Furthermore, Self-Employed Individuals Retain the Option of Taking Out Their Own Insurance. They then do not have to pay for the mandatory variant.
The Mandatory Insurance Ensures That Anyone Who Becomes Incapacitated for Work Will Receive A Benefit Of At Least 70 percent of the Profit and A Maxim of the Minimum Wage Until the State Pension Age. Anyone who also works as an employee and is already insured in this way does not have to pay a premium.
The Ministry of Social Affairs and Employment Hopes to Introduce the Measure in 2030. The Fact This Will Only Happen in Five Years’ Time is the Tax Administration and Benefit Agency Need Time to Prepare.
The Outgoing Cabinet Has Long Wanted Small Self-Employed Individuals to Insure Themselves Against Occupational Disability. About Three-Quarters or Self-Employed Individuals Currently Do Not Have Such Insurance, Partly because of the High Costs. Others Cannot Get One because they are too old or for medical reasons.
This mean that almost a million self-emplyed individuals are not insured. That is why must be an bligation, the cabinet believes.
An Earlier Proposal Received a Lot of Criticism, Partly because of the Costs. The percentage in The New Proposal is Therefore Lower than the 6.5 percent that was previously proposed. Another Change is that payment will only be made after two years. Self-Employed Individuals Must Bridge That Period Financily Themselves.
The Proposal is now with the Council of State, an important advisory body to the cabinet. After that, the house of representatives must still give its approach.